Shape Global Policy
Collaborate directly with governments, regulators, and financial institutions to design transparent, future-focused policies for cross-border remittances.
About WRAF
Who we are.
The World Remittance Action Forum has been established to bridge the gap between money senders and remittance institutions, creating a unified ecosystem where both parties can collaborate effectively.
About us
Trust, transparency and accountability in every transfer.
The World Remittance Action Forum has been established to bridge the gap between money senders and remittance institutions, creating a unified ecosystem where both parties can collaborate effectively.
The forum’s objective is to develop practical, transparent, and accountable policies that not only strengthen trust but also ensure that both senders and beneficiaries receive the services they are rightfully promised by remittance providers. By fostering dialogue, shaping actionable agendas, and promoting financial literacy, the forum ultimately aims to enhance the global remittance landscape and contribute meaningfully to broader economic development.
- VisionTo create a globally inclusive and transparent remittance ecosystem where individuals, businesses, and governments collaborate to empower communities, protect migrant workers, and drive sustainable economic growth.
- MissionWRAF is committed to bridging stakeholders across the remittance ecosystem, including governments, financial institutions, corporations, educational institutions, and NGOs, to develop accountable policies, promote financial literacy, ensure secure money transfers, and foster inclusive economic opportunities. By educating youth, empowering underbanked populations, and enabling collaboration, WRAF strives to transform remittances into a catalyst for social development and nation-building.
Why join
Why join the World Remittance Action Forum?
Access to a Diverse Ecosystem
Engage with blue-collar and white-collar workforce employers, NGOs, universities, schools, and fintech leaders to understand and influence the remittance landscape from every angle.
Empower the Next Generation
Partner with schools and universities to train students on financial literacy, legal money transfers, and global remittance practices, building a financially informed future workforce.
Strengthen Financial Inclusion
Work alongside NGOs and development agencies to address the needs of underbanked and unbanked communities, ensuring they are connected to safe and legal financial channels.
Drive Economic Growth
Demonstrate and amplify the role of remittances in national development, showcasing their impact on GDP, social welfare, and community upliftment.
Collaborate with Industry Leaders
Gain direct access to remittance apps, exchange houses, banks, and global money transfer operators to co-create better services and customer-focused innovations.
Champion Accountability & Trust
Establish and monitor real-time accountability frameworks to ensure senders and beneficiaries receive the services promised.
Be Part of Nation-Building
Contribute to a global initiative that not only reforms financial systems but also empowers migrant workers, supports families, and strengthens economies.
Our strategy
Collaboration, education, innovation and inclusion
WRAF is built on a vision of driving transformative change in the global remittance and payments ecosystem, creating a sustainable framework that benefits senders, beneficiaries, and the economies they support.
Bridging the Gap Between Public, Private, and Social Sectors
We foster open dialogue and partnerships among remittance providers, exchange houses, banks, fintechs, regulators, NGOs, and government officials. By aligning priorities across all stakeholders, WRAF creates an enabling environment for financial innovation, trust, and sustainable growth.
Educating and Empowering the Next Generation
We collaborate with schools and universities to educate students on financial literacy, legal money transfers, and the role of remittances in economic development. By shaping awareness from an early stage, WRAF prepares the workforce of tomorrow and supports nation-building for underdeveloped countries whose youth migrate abroad in pursuit of opportunity.
Promoting Financial Inclusion Through Innovation
WRAF supports digital payment systems, remittance apps, and innovative business models that reduce transfer costs, expand financial access, and enhance transparency and accountability. By including NGOs that work with blue-collar communities worldwide, we ensure underserved populations gain access to safe and legal financial channels.
Advancing Global Standards and Best Practices
We advocate for accountable and transparent policies that protect consumers, reduce barriers to fair competition, and strengthen trust in the remittance industry. Through global forums, workshops, and industry events, WRAF facilitates knowledge-sharing, showcases innovation, and drives the adoption of best practices across borders.
Empowering Underserved Communities
With a focus on the underbanked, migrant workers, and gender equality, we champion initiatives that ensure every sender and beneficiary receives the services they are promised. Our programs aim to uplift families, empower women, and unlock opportunities for financial resilience.
Engaging key stakeholders
Who we work with
- Employers with Large WorkforcesTo better support both blue-collar and white-collar workers in managing safe remittance practices.
- Government & PolicymakersTo understand the national impact of remittances and shape regulatory frameworks that drive economic progress.
- NGOs & Development OrganisationsTo ensure global remittance solutions address the needs of vulnerable communities.
- Financial Institutions & AppsTo co-create user-friendly, secure, and cost-effective solutions aligned with real-world demand.
Focus areas
Five areas of work
Financial Inclusion & Education
- Over 1.7 billion people remain outside the formal financial system. WRAF is committed to bridging this gap by not only expanding access to affordable financial services but also creating financial awareness.
- We work with schools and universities to educate students on financial literacy and legal money transfers, building a financially responsible generation from the start.
- We engage NGOs and workforce-heavy employers (blue and white collar) to ensure underbanked communities access safe, legal, and reliable financial channels.
Cross-Border Payment Systems & Infrastructure
- WRAF supports the development of innovative, secure, and interoperable remittance systems that reduce costs, increase efficiency, and promote full transparency.
- We collaborate with money transfer apps, exchange houses, and banks to align global infrastructure with real-world demand.
- We ensure that these systems serve not only businesses but also the millions of migrant workers and families who rely on remittances daily.
Policy, Governance & Regulation
- WRAF acts as a bridge between remittance providers, governments, and regulators to create fair and enabling policies.
- We advocate for frameworks that protect consumers, encourage innovation, and ensure accountability in service delivery.
- By engaging government officials, we demonstrate the direct economic and social impact of legal remittance flows on national development.
Cost Reduction & Remittance Innovation
- High transaction costs remain a major barrier for senders and beneficiaries. WRAF works to lower costs while maintaining security and trust.
- We promote innovative technologies and business models that make remittances faster, cheaper, and safer.
- We empower remittance companies, fintechs, and financial institutions to co-create customer-centric solutions that directly benefit migrant workers and their families.
Collaboration, Knowledge Sharing & Impact
- WRAF serves as a global platform for collective action and insight exchange.
- We bring together employers, NGOs, policymakers, academics, and industry leaders to co-create practical solutions.
- We host global forums and initiatives where stakeholders can share best practices, address challenges, and measure the social and economic impact of remittances.