ADCB Outperforms Expectations with AED 2.57 Billion Q2 Profit, Driven by Strong Non-Interest Income and Asset Growth
by Abu Dhabi Commercial Bank (ADCB) has reported a robust net income of AED 2.57 billion (approximately $699.7 million) for Q2 2025, marking a 10.7% increase compared to the same quarter last year. The performance surpassed analysts’ expectations, who had projected a profit of AED 2.33 billion, according to data from LSEG.
For comparison, the bank posted a net profit of AED 2.32 billion in Q2 2024. As the UAE’s third-largest bank by assets, ADCB is majority-owned by the Abu Dhabi Investment Council, a government-run entity.
ADCB highlighted continued strength in its balance sheet, attributing growth to positive consumer and business sentiment and strong liquidity in the banking system. Key sectors driving this momentum included energy, trading, financial institutions, transportation, and communications.
A significant contributor to the bank’s performance was the 44% year-on-year increase in non-interest income, reinforcing its role as a major growth engine.
The bank’s total assets climbed to AED 719 billion, reflecting a 17% annual rise. Meanwhile, net loans grew by 14% and customer deposits surged 19%, underlining robust demand and investor confidence.
So far in 2025, ADCB’s shares have gained approximately 36%, demonstrating strong market trust in the bank’s direction and financial resilience.
