February 23, 2026
RiRiyadh, Saudi Arabia – Jozo has announced the issuance of the Kingdom’s first tokenized real estate deed through a private-sector platform, marking a historic development in Saudi Arabia’s property and investment landscape.
The issuance was completed within the regulatory sandbox of the Real Estate General Authority (REGA), with an official title deed issued through the Real Estate Registry (RER). This makes Jozo the first private platform in Saudi Arabia to implement a real estate tokenization model fully supported by a formally recognized ownership deed linked to an existing physical property and governed by a clear regulatory framework.
A First for the Saudi Market
This milestone represents a significant step forward in modernizing real estate investment tools in the Kingdom. By linking digital tokens directly to tangible assets under official supervision, Jozo has transformed real estate tokenization from a conceptual idea into a documented and regulated reality.
The platform described the move as a strategic step toward redefining ownership models and expanding access to property investment opportunities in Saudi Arabia.
What Real Estate Tokenization Means
Real estate tokenization allows property assets to be divided into smaller, tradable units owned through verified digital deeds. Key benefits include:
- Fractional Ownership: Investors can own portions of a property, making high-value assets more accessible.
- Lower Entry Barriers: Digital tokens reduce the capital required to invest in real estate compared to traditional ownership models.
- Transparency and Protection: Investor rights are safeguarded with official documentation tied to an existing property, under regulatory oversight.
By combining regulatory oversight with digital infrastructure, Jozo aims to broaden and diversify the investor base while maintaining a direct legal link between tokens and physical assets.
Aligning with Saudi Vision 2030
The initiative supports Saudi Vision 2030 by advancing digital transformation, strengthening the financial sector, and increasing homeownership opportunities through innovative investment and financing solutions.
Jozo emphasized that this milestone reflects the Kingdom’s growing legislative and technical readiness for PropTech adoption.
“With Jozo, tokenization is no longer just a concept to be explained; it is a documented reality and a step that reflects the future of ownership in the Kingdom,” the company stated.
